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Office: (201) 694-3603

Fax: (201) 712-0383

61 South Paramus Road

Fifth Floor, Suite 575

Paramus, NJ 07652

tkerner@financialguide.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC.
OSJ: 186 Wood Ave S, Suite 301, Iselin, NJ 08830. 732-623-5700

Our financial services representatives combine their education in financial services with an in-depth knowledge of the ever-changing insurance industry landscape to provide you with solutions for your unique situation. All financial services representatives must pass comprehensive exams to obtain a license to sell products in your state.

We have individuals licensed to sell insurance products in the following jurisdictions:
CT, FL, MA, MD, NC, NJ, NY, SC, VT, and WA.

We have individuals registered to offer securities in the following jurisdictions:
CA, FL, NJ, MA, NC, NJ, NY, SC, VT, and WA

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